Annuities • Unified Spectrum Group

Income you can’t outlive

Protect principal, fight volatility, and turn savings into guaranteed paychecks. Simple, transparent options.

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Who this helps

  • Market swings make your retirement income unpredictable.
  • CDs feel safe but you need more dependable income.
  • You want guarantees 401(k)s alone can’t provide.

What you’ll get

  • MYGAs & FIAs to protect principal and grow tax-deferred.
  • Lifetime income riders for steady, predictable paychecks.
  • Carrier & fee transparency so you know what you’re getting.

How it works

1) Map your income gap
What amount do you need and when?
2) Pick the chassis
Fixed, indexed, multi-year guarantee, with/without rider.
3) Start the plan
Paperwork handled for you, with check-ins.
4) Ongoing support
We review performance and adjust as needed.