Unified Spectrum Group
The Missing Piece to Your Peace of Mind
Protecting families and businesses with clear, affordable insurance—without the pressure or jargon.
Life Insurance
Your family’s bills don’t stop if your income does. We help you choose term, whole, or IUL—so the mortgage gets paid and dreams stay on track.
Health Insurance (ACA)
Confused by networks, deductibles, or subsidies? We find plans that fit your doctors and meds—without wrecking the budget.
Medicare
Turning 65 or reviewing your plan? We simplify Advantage, Supplement, and drug coverage—so you keep your doctors and control costs.
Supplemental Benefits
Cash for hospital stays, accidents, or critical illness—so recovery doesn’t drain savings.
Voluntary Group Benefits
Attract and keep great talent. Affordable options your team actually uses—without crushing your budget.
Annuities
Income you can’t outlive. We compare options for safe, steady retirement cash flow.
With Coverage vs Without
Illustrative examples only; benefits, costs and availability vary by plan, carrier and state.
Quick Coverage Estimator
How much protection might your family need if your income stopped?
Your Insurance Starter Kit — Included
Simple, powerful tools to compare, save, and enroll with confidence.
Referral Rewards
💳 Earn $25 for every approved referral you send our way. Help friends get protected.
Start ReferringHave Questions?
Text or call and we’ll walk you through it in plain English.
What Clients Say
FAQ
Do I need a medical exam?
Many plans offer simplified underwriting. We’ll match you with options that fit your health profile.
Can I cover my kids too?
Yes—there are family options for health, dental/vision, and life. We’ll lay out pros/cons.
How fast can I start?
Often immediately after enrollment. Some benefits have waiting periods—we’ll make it clear.
Don’t Leave Your Family Unprotected.
A 15-minute conversation can save you money and headaches.
Medicare Disclaimer: By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare. We do not offer every plan available in your area. Currently we represent 23 organizations which offer 326 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.