Terms of Service | Unified Spectrum Group

Terms of Service

Institutional Standards

Acceptance of Terms

By accessing the platforms of Unified Spectrum Group, you agree to these Terms of Service. These terms govern the relationship between our brokerage and you as a client or prospective applicant.

Scope of Service

Unified Spectrum Group facilitates the review and deployment of Life, Health, and Medicare insurance strategies. We are an independent agency; all final coverage decisions are made by the respective insurance carriers based on their underwriting standards.

SMS Terms & Conditions

By submitting your phone number, you agree to receive SMS messages from Antonia Sevilla related to consultations, service updates, and coverage information. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP.

Mobile carriers are not liable for delayed or undelivered messages.

MOBILE INFO SHARING: We do not share, sell, rent, or trade mobile numbers or SMS consent information with third parties for marketing purposes.

Institutional Disclaimers

Information provided is for educational coordination and does not constitute a legal offer of insurance. Unified Spectrum Group is not responsible for communication delays caused by network providers or inaccurate data submission by the user.

Message & Data Rate Disclosure

Message frequency varies. Message and data rates may apply.

Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Age Restriction (18+)

SMS services are available only to individuals who are 18 years of age or older.

Privacy Policy Link

Please review our Privacy Policy here: https://unifiedspectrumgroup.com/privacy-policy