Life & Annuities
Term, Whole, IUL, Final Expense. We fit coverage to your goals. “No exam” when eligible.
Simple steps that protect your health, legacy, and rights. One page. Direct links.
Explore each piece. Everything here is direct and ready.
Term, Whole, IUL, Final Expense. We fit coverage to your goals. “No exam” when eligible.
Right plan. Right fit. We check doctors, meds, and benefits. County and plan year matter.
We match your doctors, prescriptions, and budget. Clear choices. Direct enroll.
Accident, Hospital, Critical Illness, Disability. Limited-benefit plans that pay you cash.
Access a provider law firm for family, traffic, landlord-tenant, immigration, and IRS matters. Membership provides access; not a law firm.
Benefits for small teams: accident, hospital, disability, dental, vision. Employer-paid or employee-paid. Simple setup.
Simple steps to protect your health, legacy, and rights. Clear checklists. Ready scripts. Instant access.
Get the PlaybookI built USG to make protection calm, clear, and doable. I started as a mom looking for answers. I stayed to build systems families can trust.
What you get: plain English, direct links, and steps that fit real life. We focus on the essentials—coverage that works, legal access when you need it, and income tools that respect your energy.
“She plainly explained my options and made sure my doctors were in network.”
“Lowered my out-of-pocket and kept my meds affordable.”
“Confirmed all my providers first, then handled every step.”
Offer legal and identity theft protection to your community or team. Simple setup. Daily pay and residuals available through membership programs.
Medicare Disclaimer: By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare. We do not offer every plan available in your area. Currently we represent 23 organizations which offer 326 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Scope of Appointment (SOA): Before discussing Medicare plan details, we must complete a Scope of Appointment (SOA). Complete SOA now.
Life & Health: Coverage depends on eligibility and carrier underwriting. “No exam” applies only when eligible. Quotes and approvals are not guaranteed and vary by carrier.
Supplemental: Accident, Hospital, Critical Illness, and Disability plans are limited-benefit policies and not a substitute for major medical insurance.
Legal & ID: Unified Spectrum Group is an independent associate for LegalShield. LegalShield is not a law firm; membership provides access to a provider law firm. Services vary by state or province.