Unified Spectrum Group
Insurance, explained calmly.
Clear guidance for life, health, Medicare, and supplemental coverage.
Quick links
Go straight to enrollment or required forms. No calls required.
ACA Health Marketplace
Compare plans and savings online.
View plans →Medicare — Scope of Appointment
Required before reviewing Medicare plans.
Complete SOA →Dental & Vision
Enroll online with Ameritas.
Enroll →Dental — NCD
Flexible coverage options.
View options →Supplemental Coverage
Accident, hospital, and cash benefit plans.
Get quotes →What I help with
Clear explanations and coverage designed to support your health, income, and long-term security.
Life & Annuities
Protect today. Build steady value.
Term, whole, IUL, and annuities designed to protect your family and long-term goals.
ACA Health Marketplace
Coverage that fits real life.
We review doctors, prescriptions, and income to match plans that fit your household.
Medicare Reviews
Make your 2025 choice clear.
We check doctors, prescriptions, and pharmacies before showing county-specific plans.
Supplemental Coverage
When life hits, cash should follow.
Accident, hospital, cancer, heart, and critical illness coverage.
Voluntary Group Benefits
Support your team without strain.
Affordable benefit options offered alongside existing group coverage.
The Family Protection Playbook
A calm, step-by-step guide to help you understand your coverage, spot gaps early, and protect your family with confidence.
What’s inside
This guide walks you through health, Medicare, life, and supplemental coverage in plain language — so decisions are made with clarity, not pressure.
- ✔ How to understand what you already have
- ✔ Where coverage gaps usually show up
- ✔ What to review before life changes
- ✔ How to avoid rushed decisions
Who it’s for
Families, caregivers, and individuals who want to feel prepared — not overwhelmed — when it comes to protecting health, income, and legacy.
Hi, I’m Antonia
I founded Unified Spectrum Group to make insurance feel calm, clear, and human — not rushed or confusing.
I take the time to explain options clearly and help you choose coverage that fits your real life, your doctors, and your goals.
Whether you’re reviewing Medicare, enrolling in health coverage, or planning long-term protection, my role is to guide — not pressure.
Real people. Real relief.
She’s literally the best and will work her tail off to help you out!
10/28/2024I was new to Medicare and confused. Everything was explained clearly and I got the best plan for me.
11/05/2024Professional and thorough. Made sure my doctors were included. Highly recommend.
12/12/2024Knowledgeable and efficient. Took care of my insurance needs quickly.
01/15/2025Very helpful and patient with all my questions. I’ll recommend her to everyone.
03/02/2025Weekly updates and better benefits. Hospital accepted my plan—really appreciate the help.
04/20/2025Frequently asked questions
Clear answers to common questions before you book or enroll.
Do I need a call to get started?
Not always. Many services allow self-enrollment. If guidance is helpful, you can book a review and we’ll walk through options together.
Is a medical exam required?
Some plans require underwriting. Others offer no exam when eligible. We review options based on your situation.
Do you charge for reviews?
No. Coverage reviews are provided to help you understand options before making decisions.
Why is a Medicare Scope of Appointment required?
Medicare rules require an SOA before discussing plan details. This protects you and ensures conversations stay compliant.
Can you check my doctors and prescriptions?
Yes. Doctor networks, prescriptions, pharmacies, and county availability are reviewed before recommendations.
Do you work with only one company?
No. Multiple carriers and plan options are available depending on the service and your location.
By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare. We do not offer every plan available in your area. Currently we represent 23 organizations which offer 326 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.