UNIFIED SPECTRUM GROUP
Insurance & Medicare Disclosures
Insurance and annuities
Coverage options vary based on age, health, location, and carrier underwriting guidelines. No guarantees of approval. All recommendations are reviewed based on individual suitability. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurer. Rates and terms vary by contract and carrier.
Medicare
Medicare plan availability varies by county and plan year. A Scope of Appointment is required prior to discussing plan-specific benefits. By calling this number or providing your information, you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans, or Medicare Supplement plans. Not affiliated with or endorsed by any government agency, including Medicare.
We do not offer every plan available in your area. Currently we represent 23 organizations which offer 326 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Scope of Appointment
Medicare appointments
Before we discuss Medicare Advantage or Part D plan options, you’ll need a completed Scope of Appointment with me. Your signed SOA is valid for 12 months for the coverage categories selected. If you haven’t completed one with me within the past 12 months, or we need to discuss additional categories, please complete a new form before your appointment.
Completing this form does not enroll you in a plan or obligate you to purchase coverage.
Complete My Scope of Appointment Opens our external SunFire form.Visiting this website or booking an appointment does not complete a Scope of Appointment.
Individual review
Coverage recommendations are based on your individual needs and circumstances. Product availability and eligibility must be confirmed before an application or enrollment is completed. Legal and tax questions should be directed to an appropriately qualified professional.
Contact
Antonia Sevilla
Owner | Licensed Life & Health Insurance Broker
Unified Spectrum Group
antonia@unifiedspectrumgroup.com
Direct: 347-724-3611
Office: 518-256-3426